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* The 2.7% flat rate is available to merchants classified as standard-risk at underwriting. Rate classification is determined based on business type, industry category, processing history, and chargeback history. Some categories may qualify at a rate of 4.5% flat, with a 90-day path to standard-rate reclassification. All rates are per-transaction, all-in, and inclusive of interchange and processor fees. No rate is guaranteed prior to underwriting review. "Your best rate is at myRate" reflects myRate's commitment to offering the lowest available flat rate given each merchant's risk classification. Questions: audit@myraterx.com